Funeral Plans

What are they?

The steady increase in funeral costs over the years means that pre-paid funeral plans are becoming more and more popular.


Generally speaking, these plans allow you to select from a menu of options such as the number of limosines, type of casket, flowers and most importantly the funeral director you would like to use. 


The plans have a fixed cost which can be paid in one payment, over a number of years or by way of an insurance policy.


The benefit of a plan is that you pay today's prices for your funeral which protects from the annual price rises in funeral costs.


A plan can save your family worry and expense, and help make things easier for your loved ones at a difficult time. When the time comes, everything should be taken care of and carried out according to your wishes, relieving your family of the stress and financial worry they may otherwise have to face.

Avoid rising funeral costs

Funeral costs are going up every year. It may surprise you to know that, while the average cost of a funeral in 2004 was £1,920 today, it’s £3,693†. That is an increase of 92%, which is well above inflation. At this rate, in another ten years the average cost of a funeral could be more than £6,700**.


It might be sensible to think about the benefits of paying for your funeral now rather than having potentially higher costs being lost from your estate to pay when the time comes.

†SunLife Cost of Dying Report 2015.

**Projections by Golden Charter based on SunLife Cost of Dying research.

We can help explain and arrange funeral plans from a number of providers, depending on your requirements.